Motor Insurance Database

The mid will tell you if your car is insured. Uninsured vehicles govuk.

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Enforcement agencies and the police also use the mid to tackle uninsured driving.

Motor insurance database. How to check your car insurance using askmid. Rules on what motor insurance you need what to do if youre in an accident insurance for driving abroad penalties for uninsured vehicles and drivers. The motor insurers bureau mib works in partnership with experian to manage the motor insurance database mid and the midportal on behalf of the insurance industry.

The mid can be used to find an insurer in the event of an accident and to check the insurance status of a vehicle. If your vehicle does not appear on the mid you should speak with your insurer directly. They have the power to remove uninsured vehicles from uk roads.

When you buy car insurance a record is added to the motor insurance database midyou can use the mid to check if your car is insured. As part of continuous insurance enforcement a letter is sent to registered keepers if their vehicle is not on the mid and appears not to have insurance. This will be enforced by way of a fixed penalty notice or prosecution if the vehicle continues to appear uninsured on the mid.

Fleet and motor trade. To check your car insurance search for your cars number plate on the motor insurance database mid website. The mid was introduced to combat the problem of uninsured driving and the associated costs to insurers and ultimately to all policyholders.

Anyone who has information on insurance fraud is requested to contact the cheatline. Information about mib membership is available here. Any company offering motor insurance in the uk must be a member of the motor insurers bureau and contribute to the levy as well as supply data to the motor insurance database.

Mib shares the information on the database with the information held at the dvla to identify uninsured vehicles under the continuous insurance enforcement cie scheme. If your vehicle details are not on the motor insurance database.

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