Car Insurance Business Use Commercial Travelling

Only the third class covers commercial travelling as. Anything in fact thats on behalf of the company.
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Class 3 insurance is the most expensive but it might be necessary if youre a door to door salesman for example.


Car insurance business use commercial travelling. Covers long distance driving as part of your business use. Business car insurance class 3. Business car insurance can cover a wide range of uses such as travelling between different work locations visiting customers or driving around other employees.
Because thats the only time im likely to use the car for business use which obviously involves travelling. Commercial travelling car insurance. The policy does not cover use for commercial travelling.
Heres a brief rundown of each classes. When you insure your car you must tell your insurer what youll be using it for. Three classes of business use there is another tier of car insurance and its known as business use.
What is commercial travelling. For example will it be for basic social and every day driving or do you need business car insurance. The class of use tends to have a bearing on the risk perceived by insurers and could affect the premium you pay.
For the insurance experts out there what on earth is commercial travelling. Can i use my car to go and see a client then. We have class 2 business use on both of our cars well all 3 at the moment but it mentions about commercial travelling but i cant find what this means exactly anyone give a simple version of what they are excluding please.
For example a business user may be seen as a greater risk than a purely social and domestic user. Taking out business car insurance is a bit more complex than taking out standard car insurance as there are three different classes of cover and youll need to decide which one fits your circumstances best. The problem is many people arent sure what counts as business use as linda wells head of underwriting at admiral explained.
However at this level car insurance can become harder to understand especially as there are three classes of business use insurance. Although youll likely pay higher premiums for business car insurance dont be tempted to run the risk of sticking with standard. When getting a car insurance quote youll be asked about the class of use you need that is what youll be using the car for.
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